Job Description:
• Lead, coach, mentor, and develop a team of specialized underwriters that touch THREE’s entire footprint.
• Drive high quality risk selection, underwriting quality, and discretionary pricing decisions for new business and renewals in a book of high hazard risks to drive profitable growth – specifically Hospitality, Habitational, Bar/Tavern, and LRO industries.
• Meet or exceed specific performance metrics including but not limited to Turnaround Time, Bind Ratio, Loss Ratio, and Retention Ratio.
• Provide feedback/input on appetite, underwriting guidelines, processes, and workflows for risks that fit this specific segment.
• Take a proactive approach to helping Sales partners understand agent submission quality and opportunities for growth.
• Handle management level approval on out of authority referrals.
Requirements:
• 10 years of experience in P&C insurance, with at least 7 in commercial lines underwriting including multiple lines of business.
• Deep understanding of the independent agent distribution system, specifically in the submission-to-bind process for medium sized risks.
• Experience leading and managing underwriters to use all available tools to make appropriate risk selection and pricing decisions.
• Hands on leader skilled at teaching and developing high performing teams, who is willing to take on a player-coach role.
• Has experience contributing to appetite, underwriting guidelines, and operational processes and workflows.
Benefits:
• Medical (PPO/HDHP), vision, disability, and life insurance.
• Enhanced dental plan with orthodontia coverage in addition to a standard plan.
• Generous PTO plan for all benefit-time eligible employees.
• Paid company holidays and 4 floating holidays.
• Paid parental leave.
• Employee Retirement Savings Plan/401(k) with company match and immediate vesting.
• Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs.
• Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment.
• Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs.
• Voluntary benefits that include accident, critical illness, and hospital indemnity.
• Employee discount and rewards program on travel, tickets, electronics, home, and more.