Note: The job is a remote job and is open to candidates in USA. EarnIn is a pioneer in earned wage access, focused on providing financial flexibility to individuals living paycheck to paycheck. The Compliance Management System (CMS) Analyst will help scale and enhance EarnIn’s compliance program by conducting risk assessments, designing controls, and modernizing compliance operations through automation and analytics.
Responsibilities
- Conduct compliance risk assessments for products, features, operational changes, and at the enterprise level
- Serve as a compliance partner to product and engineering teams, translating regulatory expectations into practical controls as features are designed and launched
- Collaborate with cross-functional teams to design and implement scalable compliance controls throughout the product lifecycle
- Perform control validation to confirm controls operate effectively and mitigate regulatory risk
- Help build and scale monitoring and quality assurance capabilities across the Compliance Management System
- Help modernize compliance operations by introducing automation, analytics, and AI-enabled approaches to control validation and monitoring
- Contribute to the development and delivery of practical, business-focused compliance training
- Track issues, remediation efforts, and control improvements as part of continuous CMS enhancement
- Partner with other compliance functions on cross-functional regulatory and operational initiatives
Skills
- 1+ years of experience in fraud investigations, dispute resolution, compliance, or risk management within fintech, banking, or financial services
- Bachelor's degree or equivalent professional experience
- Familiarity with U.S. consumer financial regulations (e.g., UDAAP, Reg Z, etc.)
- Experience conducting compliance risk assessments and evaluating control effectiveness
- Familiarity operating within a Compliance Management System (CMS)
- Ability to translate regulatory requirements into practical, scalable operational controls
- Strong analytical skills, attention to detail, and sound judgment
- A collaborative, low-ego team player who thrives in fast-paced environments where teams build and iterate quickly
- Experience working cross-functionally with product, engineering, and business teams
- Experience working in high-growth fintech or digital financial services companies
- Experience with compliance automation, workflow tools, analytics platforms, or AI-enabled compliance tools
Benefits
Company Overview
EarnIn is an earnings management company that provides access to earned wages and financial wellness tools. It was founded in 2013, and is headquartered in Palo Alto, California, USA, with a workforce of 201-500 employees. Its website is https://www.earnin.com.
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